1. If you carry a balance on your credit card and you are only able to afford to pay the minimum monthly payment, pay weekly installments instead of one monthly payment. For example, if you owe $ 100 a month pay $ 25 a week. Because credit card companies bear daily interest on your balance, pay only once a month is a huge damage to your financial health. Savings: $ 10 - $ 100 per month (or more!)
2.Instead of a sixth night in a family, consider having a picnic at the old set or a bike ride. Curbing entertainment costs does not arise of the fun. Savings: $ 25 + per month
3.Spend a day in which cooking can be frozen for later use for your family. Cooking once a month, a book written by Mary Beth Lagerborg and Mimi Wilson, features grocery lists and recipes to prepare and freeze a month's food for you and your family. Not only are you able to buy food in bulk, this method eliminates the need to discard any spoiled food. Savings: $ 50 + per month
4. If you are a regular monthly book buyer, stop the habit and to visit the library instead! If you insist on buying books, buy used at your local store or online at merchants such as www.half.com or www.amazon.com. Even a better idea of what to sell books you do not need you! Savings: $ 5 - $ 15 per month
5.Using the cheapest gasoline. If you live in North America and have Internet access, which are able to find the cheapest gas prices in your neighborhood with Gas Buddy, www.gasbuddy.com. Savings: $ 5 - $ 15 per month
6.Use two-for-one coupon at a restaurant, look for these in local newspapers, leaflets, and in your If you are a group of four or more, consider buying dining certificates at Restaurant.com, www "junk mail" .. restaurant.com. When you select your city and state on the site, you will be presented with a list of restaurants vying for your dining dollar! Savings: $ 5 - $ 50 per month
7.Save up to 50% per month on convenience cleaner fabric to halve or rags, hair conditioner, facial tissue, etc. Save: $ 5 per month
8.Find more thoughtful gifts and buy when the item is on sale, shop for birthdays and holidays all year round events in no time. Savings: $ 10 per month
9. Bring your lunch to work once a week instead of eating out. Savings: $ 7 x 4 weeks = $ 28 per month
10. Do not go to the bar during the weekend. Savings: 2 visits @ $ 2 = 4 dollars a week x 4 weeks = $ 16 per month
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